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Current Savings RatesEffective
:Rates in effect as of March 1, 2008 and subject to change at any time. Contact your branch for latest rates.
Rates may change after the account is opened. |
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| Share Accounts | Dividend
Rate |
APY
* |
| Daily Passbook with Life Insurance |
1.47%
|
1.50%
|
| Daily Passbook / No Life Insurance |
1.50%
|
1.53%
|
| Christmas Club |
2.00%
|
2.03%
|
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| Checking Accounts | Dividend
Rate |
APY * |
| Personal Checking No service charge, no minimum balance |
0.50% (Dividends are paid monthly if a $1,000 average daily balance is maintained.)
|
0.54%
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| Low Activity Business Checking No service charge, no minimum balance |
No Dividends
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| High Activity Business Checking |
Analysis Basis
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| Money Market Accounts | Dividend
Rate |
APY * |
| $0 to $4,999.99 |
1.20%
|
1.28%
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| $5,000.00 $9,999.99 |
1.50%
|
1.58%
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| $10,000.00 to $24,999.99 |
1.60%
|
1.68%
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| $25,000.00 to $49,999.99 |
2.00%
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2.08%
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| $50,000.00 to $74,999.99 |
2.25%
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2.33%
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| $75,000.00 to $99,999.99 |
2.30%
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2.38%
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| $100,000.00 to $199,999.99 |
2.50%
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2.58%
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| $200,000.00 and over |
2.60%
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2.68%
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| IRA Accounts | Dividend
Rate |
APY * |
| Open IRA Traditional, Roth, Education, and SEP |
3.00%
|
3.03%
|
| All Term Shares can be
invested as IRA's at current Term Share rates! |
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* APY = Annual Percentage Yield
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Effective
:Rates in effect as of July 16, 2008 and subject to change at any time. Contact your branch for latest rates.
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Term Share
Account Specials |
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| TERM |
MINIMUM |
NOMINAL RATE |
APY * |
24 MONTH
|
$5,000.00
|
4.00%
|
4.04%
|
24 MONTH
|
$100.00
|
3.20%
|
3.23%
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Term
Share Accounts |
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| TERM |
MINIMUM |
NOMINAL RATE |
APY * |
91 DAY
|
$1,000.00
|
2.40%
|
2.42%
|
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182 DAY
|
$500.00
|
2.50%
|
2.52%
|
182 DAY
|
$5,000.00
|
2.55%
|
2.57%
|
182 DAY
|
$10,000.00
|
2.70%
|
2.72%
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182 DAY
|
$25,000.00
|
2.80%
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2.82%
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1 YEAR
|
$500.00
|
2.85%
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2.85%
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1 YEAR
|
$1,000.00
|
2.85%
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2.85%
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1 YEAR
|
$10,000.00
|
3.05%
|
3.05%
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1 YEAR
|
$25,000.00
|
3.05%
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3.05%
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1 YEAR
|
$50,000.00
|
3.05%
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3.05%
|
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18 MONTH
|
$100.00
|
3.20%
|
3.23%
|
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30 MONTH
|
$100.00
|
3.00%
|
3.02%
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30 MONTH
|
$1,000.00
|
3.10%
|
3.12%
|
30 MONTH
|
$10,000.00
|
3.25%
|
3.27%
|
30 MONTH
|
$25,000.00
|
3.25%
|
3.27%
|
30 MONTH
|
$50,000.00
|
3.25%
|
3.27%
|
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5 YEAR
|
$500.00
|
3.15%
|
3.19%
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5 YEAR
|
$1,000.00
|
3.25%
|
3.29%
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5 YEAR
|
$10,000.00
|
3.85%
|
3.89%
|
5 YEAR
|
$25,000.00
|
3.85%
|
3.89%
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5 YEAR
|
$50,000.00
|
3.90%
|
3.94%
|
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| * APY = Annual Percentage Yield
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©
2003 Old West Federal Credit Union. "This credit union is federally
insured by the National Credit Union Administration." |
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