Rates
APY = Annual Percentage Yield
Rate = Annual Percentage Rate (APR)
Rates effective as of 1.1.2024
Fees may reduce earnings.
| Balance |
Minimum Required Opening Deposit |
Rate |
APY |
| $0 - $20,000 |
No Minimum |
5.00% |
5.12% |
| $20,000+ |
No Minimum |
0.50% |
.50% |
| All balances if qualifications not met |
No Minimum |
0.05% |
0.05% |
| $0 - $20,000 |
|---|
| Minimum Required Opening Deposit | No Minimum |
| Rate | 5.00% |
| APY | 5.12% |
| $20,000+ |
|---|
| Minimum Required Opening Deposit | No Minimum |
| Rate | 0.50% |
| APY | .50% |
| All balances if qualifications not met |
|---|
| Minimum Required Opening Deposit | No Minimum |
| Rate | 0.05% |
| APY | 0.05% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle
| Balance |
Minimum Required Opening Deposit |
Rate |
APY |
| $0 - $25,000 |
No Minimum |
2.00% |
2.02% |
| $25,000+ |
No Minimum |
0.25% |
0.25% |
| All balances if qualifications not met |
No Minimum |
0.02% |
0.02% |
| $0 - $25,000 |
|---|
| Minimum Required Opening Deposit | No Minimum |
| Rate | 2.00% |
| APY | 2.02% |
| $25,000+ |
|---|
| Minimum Required Opening Deposit | No Minimum |
| Rate | 0.25% |
| APY | 0.25% |
| All balances if qualifications not met |
|---|
| Minimum Required Opening Deposit | No Minimum |
| Rate | 0.02% |
| APY | 0.02% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Have at least 1 direct deposit, automatic payment (ACH), or bill pay transaction post and settle
| Account |
Dividend Rate |
APY |
| Business Money Market |
0.30% |
0.30% |
| Consumer Money Market |
0.30% |
0.30% |
| Business Money Market |
|---|
| Dividend Rate | 0.30% |
| APY | 0.30% |
| Consumer Money Market |
|---|
| Dividend Rate | 0.30% |
| APY | 0.30% |
Individual Retirement Accounts (IRAs)
Penalty for early withdrawal may apply.
| Term |
Minimum |
Dividend Rate |
APY |
| 12 Month |
$500 |
4.0% |
4.00% |
| 18 Month |
$500 |
3.45% |
3.50% |
| 30 Month |
$500 |
3.20% |
3.25% |
| 36 Month |
$500 |
2.96% |
3.00% |
| 48 Month |
$500 |
2.72% |
2.75% |
| 60 Month |
$500 |
2.47% |
2.50% |
| 12 Month |
|---|
| Minimum | $500 |
| Dividend Rate | 4.0% |
| APY | 4.00% |
| 18 Month |
|---|
| Minimum | $500 |
| Dividend Rate | 3.45% |
| APY | 3.50% |
| 30 Month |
|---|
| Minimum | $500 |
| Dividend Rate | 3.20% |
| APY | 3.25% |
| 36 Month |
|---|
| Minimum | $500 |
| Dividend Rate | 2.96% |
| APY | 3.00% |
| 48 Month |
|---|
| Minimum | $500 |
| Dividend Rate | 2.72% |
| APY | 2.75% |
| 60 Month |
|---|
| Minimum | $500 |
| Dividend Rate | 2.47% |
| APY | 2.50% |
Penalty for early withdrawal may apply.
